Strong marketThe market in the DFW area has been very strong for sellers and inventory levels have sat at very low levels. With supply this low and a steady, high number of families moving into North Texas each month, buyers and their agents have had to work hard to search for homes, see them quickly and be able to get an offer in before they are gone.
When you hire our team, we recognize the need to act quickly in this market. We will be on top of our game to make sure you are getting in to see the homes quickly and assist you in finding homes from alternate resources like “For Sale by Owners” and investors. We are also well connected to other agents through social media who have off-market opportunities that can provide a unique chance to get in on a home that hasn’t been broadcast through the MLS.
Buyer specialists understand what it takesI understand what it takes to help buyers win the deal, especially in multiple offer scenarios. Multiple offers occur frequently in our current market because there are so few homes available and so many buyers looking to move into the area. In this situation you need a realtor who knows how to work every aspect of the offer, not just the price. So many other things in the offer can make you the top pick. Recently we had a client come out on top and get the home of their dreams even though they were only the fourth highest offer. How could that be you might ask? It isn’t all about the price. Sure it’s important, but other items like who pays for title policy and who covers an appraisal shortfall (just to name a few) can make your offer rise above the others.
Vendor contacts save you time and moneyConnecting you to quality vendors like a great lender, title company, utilities, inspectors and other service providers is another benefit you receive when you hire our team to help you with your home purchase. We vet these providers and have built relationships over time as we have worked with them on previous occasions. We keep this list updated so that we only refer the highest quality service providers we can find for you. This saves you time in seeking these professions and helps insure you will have a great experience when you use their services.
New construction specialistAre you looking to purchase a new home instead of a pre-owned one? Let us be your guide! In nearly every case, new home builders are happy to work with realtors and have a budget to handle commissions. New home builders use their own contracts and these are generally written in favor of the builder so it is important that you use a seasoned realtor to help you make sure you know what you are signing before you sign it. New home builders require that you let them know up front, at the first meeting that you are working with a realtor and they will have you register the realtor with them at that time.
Buying a home should be a fun and rewarding experience! Let Charles Russell Realty be your guide and help you find the home of your dreams.
Collin County, Texas Home Buyers FAQ’s
Answering Your Collin County, Texas Home Buying QuestionsBuying a Collin County, Texas home is both thrilling and a bit unnerving, especially if you’re a first-time home buyer. Both experienced home buyers and first-time buyers alike will benefit from the frequently asked questions below. Before you begin your Collin County, Texas home search, it is recommended that you prepare yourself for the journey by educating yourself. This will ensure you are a knowledgeable home buyer prepared to make a confident home buying decision.
Q – I’ve Never Purchased A Home Before. Where Should I Begin?A – Actually, you’ve already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
Familiarize yourself with your personal finances.
Learn about the Collin County, Texas real estate market.
Carefully review your budget and begin to eliminate as much debt as possible.
Have a down payment and earnest money ready when the time comes to act and make your offer.
Your next step is to contact us. As your home buying specialists, we’ll protect your interest and manage the details of the real estate transaction on your behalf to your complete satisfaction. For more experienced buyers, a little brush up on the real estate process wouldn’t be a bad idea. Of course, you’ll need a really sharp Collin County, Texas real estate team to protect your interests too!
Q – With All The Bad News About Mortgage Products And Home Foreclosures, How Do I Avoid Making A Big Mistake When Deciding Which Type Of Loan To Select?A – Once we meet and review your finances along with your home buying needs, you should select a lending consultant. We can recommend several trusted lending professionals or you can choose your own. Having upmost confidence in your lender is important. Be sure you feel completely at ease with them. They should speak to you in easy to understand terms. Ask lots of questions and never sign any document until you know what you are signing and feel completely at ease signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are still very attractive. Of course, the type of loan best for you depends on several factors. Here are just a few:
How much money do you have for a down payment?
How long do you plan to live in the home?
Do you qualify for a FHA or VA loan?